Reckless Driving: An Act that Hurts Everyone Involved
Reckless driving refers to any behavior behind the wheel that shows a blatant disregard for the safety of others. This includes speeding excessively, weaving in and out of traffic, tailgating, and even texting while driving. Basically, if you’re driving in a way that puts others at risk, whether intentionally or not, you’re being reckless. Image sourceBut maybe you’re thinking, "I’ve done some of those things before and nothing happened."The truth is, you’ve just been lucky so far. It's not a matter of whether you'll get caught, but when. It’s only a matter of time before reckless driving catches up to you, and when it does, the damage can be irreversible.Understanding reckless driving is vital to raising awareness of the ills it brings to other motorists. This article does a bit in this regard. ArrayMotorcyclists are also incredibly vulnerable. The NHTSA reports that 14% of all traffic fatalities in 2020 involved motorcyclists, even though motorcycles make up only about 3% of all registered vehicles. When you’re driving recklessly, you’re putting these vulnerable road users at risk, too. Image by jcomp on FreepikIf you think reckless driving is just dangerous, wait until you hear about the financial consequences.Accidents caused by reckless driving can cost you more than just a dented fender or a wrecked airbag. You’re now looking at potential legal fees and higher insurance rates, and if someone gets hurt or killed, you could be on the hook for serious compensation.The average cost of a fatal car accident in the U.S. is about $1.4 million. Even if no one dies, the financial impact can still be devastating. The average cost for an injury-related crash is around $93,000.And let’s not forget about the cost of repairing or replacing your vehicle, which can easily run into the tens of thousands of dollars.Then there’s the hit to your insurance premiums. After a reckless driving incident, you can expect your insurance rates to blow up. In fact, the average increase in auto insurance rates after a reckless driving conviction is about 73%.That means if you’re paying $1,000 a year for car insurance, you could see that number jump to nearly $1,750.